Wednesday, March 28, 2012

I think I want to buy a house.

Well, I think so, anyway. It has been a long time coming, that's for sure. But as the years go by and retirement seems to take up a lot of my thoughts about the future, I begin to feel like I need to find a spot and perch there.

Having grown up an Army Brat, we didn't really "own" property or homes. We stayed where we stayed till we didn't stay there anymore. Home was wherever WE were, not where a certain structure stood. But, it has started to grow in the back of my little pea brain that it would be nice to have my own place to live that is NOT an apartment. I thought I might lease a house for a while to see if I even wanted to mess with it, but it seems the interest rates are just too low, and the housing market just too enticing right now (a real buyers market), that all adds up to - it's time.

So I'm looking around at neighborhoods right now, to see if I want to live there, before I then start looking for the right house inside a particular neighborhood. Call me picky, but the best deal ever on a house would be a really bad deal if the neighborhood sucks, just the way I think. I'd rather have a mediocre deal in a great neighborhood.

Of course, getting the loan is a whole other deal, lol. Going for a VA loan since I have that as an option thanks to all the time I spent earning it, so why not use it? I am getting pre-approved before I even go look at houses so I'll know what I can afford. I would hate to find "THE HOUSE" and then find out I can't qualify for it, or something just as inane. So, patience is called for, and patience I shall exercise. Hopefully by the end of this upcoming summer I shall be the newest full fledged home owner in a neighborhood near you? LOL.

I'll try and keep everyone apprised of just how it's going.

Mac